Layla and I have always lived on less Than 10 of what we make I don't even Think we spend that now we probably Spent about five percent of what we make Still a lot of money but it's not a lot Relative because we're both actually Pretty risk-averse but we're not Illogical I was having a conversation With my father-in-law and he offered to Pay for her lunch and I was like while We have waited in line I have made more Money than this lunch cost let me cover Lunch it really depends on your savings Versus spending percentage that you're Comfortable with